Business Owner’s Policy Insurance

Protect your small business with a Business Owner’s Policy (BOP), combining essential coverage for property, liability, and business interruptions into one convenient policy.

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Simplified coverage

Essential protection for small businesses.

A BOP bundles property and liability insurance, protecting your business from lawsuits, property damage, and financial losses.

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Coverage in one package

Get comprehensive business protection at a lower cost than purchasing separate policies, ensuring coverage that fits your budget.

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Affordable and effective

01

Property insurance

Covers your building, equipment, and inventory against fire, theft, and damage.

02

General liability protection

Shields your business from claims related to third-party injuries or property damage.

03

Business interruption coverage

Compensates for lost income and expenses if your business is temporarily shut down due to a covered event.

Protect your business

Your Business Owner’s Policy questions answered.

  • What does a Business Owner’s Policy include?

    A BOP includes general liability, property insurance, and business interruption coverage. It protects your business from financial losses due to lawsuits, damage to your building or equipment, and lost income caused by unexpected closures. Additional coverage options can be added as needed.

  • Who needs a Business Owner’s Policy?

    Small and mid-sized businesses that own property, serve customers, or operate in physical locations should consider a BOP. Retail stores, restaurants, offices, and service providers benefit from bundled coverage that simplifies protection and reduces costs.

  • What is not covered by a BOP?

    A BOP does not cover professional liability, workers’ compensation, or cyber risks. You may need separate policies for these exposures. We can help identify any gaps in coverage and recommend additional policies that protect your business.

  • Can I customize my BOP policy?

    Yes! Many businesses add coverage for data breaches, equipment breakdowns, and employee-related risks. Our team will help tailor your policy to provide the most comprehensive protection for your industry and specific operations.

Bundle and save today.

Get complete coverage in one policy. Call now for a customized Business Owner’s Policy quote.

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