Umbrella Insurance

Umbrella insurance extends liability coverage beyond your home and auto policies. It protects against major claims, including property damage, bodily injury, and legal costs due to lawsuits. This coverage helps shield your personal assets from unexpected, high-cost incidents.

Anyone with significant assets, rental properties, or high-risk activities should consider umbrella insurance. If a liability claim exceeds your home or auto coverage, an umbrella policy steps in, preventing out-of-pocket expenses that could threaten your financial security.

Coverage amounts typically start at $1 million and can increase based on your risk level. We assess your financial situation and exposure to determine the right amount of additional protection for your needs.

While umbrella insurance covers many liability risks, it doesn’t extend to personal property damage, business losses, or intentional harm. It’s meant to provide extra liability protection, not replace your existing insurance policies.