Charter Fishing Boat Insurance 

Protect your charter fishing business with specialized insurance, covering vessel damage, liability, and passenger safety to ensure smooth operations on every trip.

A large white boat is floating on top of a body of water
Protect your charter

Reliable coverage for fishing charters.

Charter fishing insurance includes vessel protection, liability coverage, and passenger accident coverage to keep your business secure.

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Coverage beyond standard policies

Whether it’s a private charter or group excursion, we help safeguard your boat, crew, and customers from unexpected risks.

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Financial security for captains

01

Vessel and equipment coverage

Protects your charter boat, fishing gear, and onboard equipment from theft, damage, and unexpected accidents.

02

Passenger liability protection

Covers medical expenses and legal costs if a passenger is injured while onboard your vessel.

03

Business interruption support

Provides financial protection if your charter operations are temporarily halted due to a covered event.

Stay covered

Your charter boat insurance questions answered.

  • What does charter fishing boat insurance cover?

    This policy protects your boat, crew, and passengers. Coverage includes physical damage, liability for injuries or property damage, and financial protection if your business is interrupted. Optional add-ons may cover equipment loss, towing assistance, and pollution liability.

  • Why is liability coverage important for charter fishing businesses?

    Charter operations involve passengers, which increases liability risks. If a customer gets injured on your boat or due to your operations, liability coverage ensures legal and medical expenses are covered, protecting your business from costly claims or lawsuits.

  • Does this policy cover lost or damaged fishing gear?

    Yes, many charter boat policies cover lost, stolen, or damaged fishing gear, including rods, reels, nets, and sonar equipment. Since fishing gear is essential for charters, having protection ensures you don’t face financial losses due to equipment issues.

  • What happens if my charter boat is damaged and I can’t operate?

    Business interruption coverage helps cover lost revenue and ongoing expenses if your charter is temporarily shut down due to covered damages. This ensures you can manage costs while repairs are being made, keeping your business financially stable.

Keep your charter running.

Protect your boat, crew, and passengers. Call today for a customized charter fishing boat insurance quote.

An aerial view of a boat floating on top of a large body of water.
A fishing boat is floating on top of a large body of water.