Mobile Home Insurance

Mobile home insurance is tailored for manufactured homes, which often face different risks than traditional houses. These policies cover weather damage, fire, theft, and liability, ensuring your investment is protected. Standard homeowners insurance may not account for the unique construction of mobile homes.

While not legally required, lenders typically mandate mobile home insurance if you have a mortgage. Even if you own your home outright, having coverage ensures financial security against unexpected damage, liability claims, and losses.

Coverage includes damage from storms, fires, and vandalism, plus liability protection and personal property reimbursement. Additional coverage options may be available for detached structures, flooding, and personal injury claims.

Yes, older mobile homes can still be insured. However, some policies may have specific requirements or exclusions based on age and condition. We’ll work with you to find a policy that offers the right protection for your home.