Workers’ Compensation Insurance

Protect your employees and business with workers’ compensation insurance, covering medical expenses, lost wages, and legal costs from workplace injuries or illnesses.

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Employee protection

Keep your workforce covered and secure.

Workers’ compensation provides financial protection for medical bills, rehabilitation, and lost wages if an employee is injured on the job.

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Coverage for workplace injuries

Most states require workers’ comp—ensure your business meets legal requirements while protecting employees and minimizing financial risk.

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Compliance made easy

01

Medical expense coverage

Covers hospital bills, doctor visits, and rehabilitation costs for work-related injuries or illnesses.

02

Lost wage replacement

Provides partial income for employees who are unable to work due to a covered injury or illness.

03

Employer liability protection

Covers legal fees and settlements if an injured employee files a lawsuit against your business.

Protect your employees

Your workers’ compensation questions answered.

  • What does workers’ compensation insurance cover?

    Workers’ comp covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job. It also includes employer liability coverage, helping businesses manage legal expenses if an employee sues due to a work-related injury or illness.

  • Is workers’ compensation required by law?

    Yes, most states require businesses with employees to carry workers’ comp. Failure to comply can result in fines, legal action, and financial liability for workplace injuries. Each state has different requirements, so we can help ensure your business meets regulations.

  • What should I do if an employee gets injured at work?

    Immediately seek medical attention, report the incident, and file a claim with your insurer. Workers’ comp ensures employees receive proper medical care while protecting your business from financial losses. Delays in reporting can impact claims processing and compliance.

  • Does workers’ compensation cover all workplace injuries?

    Workers’ comp covers most job-related injuries and illnesses, but exclusions may apply for injuries due to intoxication, self-inflicted harm, or violations of company policies. Our team can help review your policy to ensure your business has the right coverage.

Get covered today.

Protect your employees and business with workers’ comp. Call now for a customized quote.

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