Renter’s Insurance

Renter’s insurance covers personal belongings, liability protection, and additional living expenses. If a fire, theft, or other covered event damages your possessions or makes your rental unlivable, your policy helps pay for replacements and temporary housing costs.

While not legally required, many landlords require renter’s insurance as part of the lease agreement. Even if it's optional, having coverage protects you from financial losses in case of damage or liability claims.

The amount of coverage depends on the value of your belongings. We recommend creating an inventory of your possessions to determine the right amount of coverage, ensuring you can replace essential items in case of loss.

No, renter’s insurance typically covers only the policyholder’s belongings. Each roommate should have their own policy to ensure full coverage of their personal property and liability protection.